Are these fees guaranteed?

No. They are modeled from official schedules at the verified date. Always confirm in the issuer app before spending.

Why does Crypto.com look cheaper on conversion?

Crypto.com EU often lists 0% crypto conversion, but tier stake, FX and ATM allowances still drive annual cost. Compare the full row — and your tier — not one cell.

Where do I model my monthly spend?

Use Card Finder or the interactive RedotPay compares (vs Wirex, Bybit, Crypto.com, Binance) with your country and monthly amount.

Tools

Crypto card fee tracker

11 verified spend programs · official-source dataset · downloadable CSV/JSON · dated changes.

Crypto Card Fee Index

11 programs

11 verified

0 due for review

0 stale

Last database update

2026-10-09

Card	Conversion	FX	ATM	Issuance (V/P)	Status
RedotPay	1%	1.2%	From 2%	$10 / $100	Verified
Wirex Card	0.35%	0%	2% after ~$220/mo free	$0 / $0	Verified
Bybit EU Card	0.9%	0.5%	2% after ~$110/mo free	$0 / $0	Verified
Bybit Card (Global)	0.9%	1%	2% after ~$100/mo free	$0 / $5	Verified
Crypto.com EU Card	0%	0% / 2%	2% after ~$216/mo free	$0 / $5	Verified
Binance Card	0.9%	2%	2% after ~$400/mo free	$0 / $0	Verified
Kraken Card	0.4%	0%	0% after ~$99999/mo free	$0 / $0	Verified
MetaMask Card	0.25%	1%	Not supported	$0 / $199	Verified
Nexo Card	0.75%	0.2%	2% after ~$220/mo free	$0 / $0	Verified
ether.fi Cash	0.2%	1.25%	From 2%	$0 / $50	Verified
KuCoin KuCard	0.35%	2%	From 2%	$11 / $11	Verified

Issuance shows virtual / physical card fees in USD as modeled from official schedules. Crypto.com row uses the lowest active tier as a baseline — higher tiers differ.

Cite this dataset

CryptoSpend Crypto Card Fee Dataset, September 2026 (v2026.10.09). https://cryptospend.cards/en/tools/fee-tracker

CC BY 4.0 — attribution required

Download CSV View JSON

Fee change log

Material updates we recorded while maintaining this database.

2026-10-09All programs
Re-verified all fee-tracker programs against issuer help pages; refreshed verifiedAt to 2026-10-09 (incl. KuCoin KuCard).
2026-10-01Crypto.com EU
Crypto.com EU prepaid Visa fee schedule changes take effect (tier FX/ATM updates per official Europe help center).
Source
2026-09-25KuCoin KuCard
Added KuCoin KuCard: EEA Visa (~€9.99 issuance, ~€10 annual, 2% FX outside Europe) and KuCard-AU (0.5% TX + 1% FX).
Source
2026-09-25All programs
Re-checked every tracked fee schedule against issuer help pages; reset program verifiedAt so homepage and Fee Tracker share one freshness signal.
2026-09-16Kraken Card
Added Kraken Card for UK/EEA with variable conversion spread and no separate Krak FX markup.
Source
2026-09-16MetaMask Card
Added the wallet-direct MetaMask Card Free virtual tier; US/UK new sign-ups are noted as paused.
Source
2026-09-16Nexo Card
Added Nexo Card Debit Base with weekday EEA/UK/CH FX and modeled conversion.
Source
2026-09-16ether.fi Cash
Added ether.fi Cash Core with a 0% EUR FX markup path and modeled non-EUR FX.
Source
2026-09-16All programs
Re-verified all tracked programs against official fee/help pages (RedotPay, Bybit EU/Global, Crypto.com EU, Binance, Wirex, Kraken, MetaMask, Nexo, ether.fi). Published percentages unchanged; verifiedAt reset to 2026-09-16.
2026-09-04Binance Card
Added Binance Card to the database as a regional program (not EEA/UK). Modeled ~0.9% conversion / ~2% FX where disclosed.
Source
2026-09-04Wirex Card
Added Wirex One (EEA/UK) with modeled low conversion spread and 0% FX fee line; ATM free tier ~€200/mo then ~2%.
Source
2026-08-30RedotPay
Re-verified RedotPay global fees: $10 virtual / $100 physical issuance, ~1% conversion, ~1.2% FX, ATM from 2%.
Source
2026-08-30Bybit EU Card
Re-verified Bybit EU (bybit.eu): $0 issuance modeled, 0.9% conversion, 0.5% FX when applicable, first €100/mo ATM free.
Source

Country availability Card finder Spend routes Source

How to compare crypto card fees fairly

Headline conversion % alone misleads. Estimate annual cost from issuance amortized over 12 months, conversion on every swipe, FX when currencies differ, and ATM if you withdraw cash.

ATM and FX lines that change the ranking

Heavy ATM users should weight free tiers (Bybit EU, Crypto.com) carefully. Domestic EUR spend on an EUR-base card often beats a USD-denominated card on FX — even if conversion looks similar.

Why we publish a fee change log

Issuers update help-center articles without announcement. The change log documents what we updated and when — so journalists and affiliates can cite a dated snapshot instead of screenshots from unknown blogs.

Fee tracker FAQ

Are these fees guaranteed?: No. They are modeled from official schedules at the verified date. Always confirm in the issuer app before spending.
Why does Crypto.com look cheaper on conversion?: Crypto.com EU often lists 0% crypto conversion, but tier stake, FX and ATM allowances still drive annual cost. Compare the full row — and your tier — not one cell.
Where do I model my monthly spend?: Use Card Finder or the interactive RedotPay compares (vs Wirex, Bybit, Crypto.com, Binance) with your country and monthly amount.