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Crypto card fee tracker
A maintained reference table — last verified dates, official sources, and a change log you can cite. Not another anonymous affiliate list.
| Card | Verified | Issuance (V/P) | Conversion | FX | ATM | Assets | Region / tier |
|---|---|---|---|---|---|---|---|
| 2026-08-30 | $10 / $100 | 1% | 1.2% | From 2% | USDT, USDC | Global | |
| 2026-09-04 | $0 / $0 | 0.35% | 0% | 2% after ~$220/mo free | USDT, USDC, EURC, BTC, ETH | EEA / Wirex One | |
| 2026-08-30 | $0 / $0 | 0.9% | 0.5% | 2% after ~$110/mo free | USDC, BTC, ETH, MNT, TON | EEA (Bybit EU) | |
| 2026-08-17 | $0 / $5 | 0.9% | 1% | 2% after ~$100/mo free | USDT, USDC, BTC, ETH, XRP | Asia Pacific | |
| 2026-08-30 | $0 / $5 | 0% | 0% / 2% | 2% after ~$216/mo free | Dynamic (in-app top-up) | Midnight (until Sep 2026) · Midnight+ | |
| 2026-09-04 | $0 / $0 | 0.9% | 2% | 2% after ~$400/mo free | USDT, USDC, BNB, BTC, ETH | Brazil |
Issuance shows virtual / physical card fees in USD as modeled from official schedules. Crypto.com row uses the lowest active tier as a baseline — higher tiers differ.
Fee change log
Material updates we recorded while maintaining this database.
- Crypto.com EU
Crypto.com EU prepaid Visa fee schedule changes take effect (tier FX/ATM updates per official Europe help center).
Source - Binance Card
Added Binance Card to the database as a regional program (not EEA/UK). Modeled ~0.9% conversion / ~2% FX where disclosed.
Source - Wirex Card
Added Wirex One (EEA/UK) with modeled low conversion spread and 0% FX fee line; ATM free tier ~€200/mo then ~2%.
Source - RedotPay
Re-verified RedotPay global fees: $10 virtual / $100 physical issuance, ~1% conversion, ~1.2% FX, ATM from 2%.
Source - Bybit EU Card
Re-verified Bybit EU (bybit.eu): $0 issuance modeled, 0.9% conversion, 0.5% FX when applicable, first €100/mo ATM free.
Source
How to compare crypto card fees fairly
Headline conversion % alone misleads. Estimate annual cost from issuance amortized over 12 months, conversion on every swipe, FX when currencies differ, and ATM if you withdraw cash.
ATM and FX lines that change the ranking
Heavy ATM users should weight free tiers (Bybit EU, Crypto.com) carefully. Domestic EUR spend on an EUR-base card often beats a USD-denominated card on FX — even if conversion looks similar.
Why we publish a fee change log
Issuers update help-center articles without announcement. The change log documents what we updated and when — so journalists and affiliates can cite a dated snapshot instead of screenshots from unknown blogs.
Fee tracker FAQ
- Are these fees guaranteed?
- No. They are modeled from official schedules at the verified date. Always confirm in the issuer app before spending.
- Why does Crypto.com look cheaper on conversion?
- Crypto.com EU often lists 0% crypto conversion, but tier stake, FX and ATM allowances still drive annual cost. Compare the full row — and your tier — not one cell.
- Where do I model my monthly spend?
- Use Card Finder or the interactive RedotPay compares (vs Wirex, Bybit, Crypto.com, Binance) with your country and monthly amount.