Verified: 2026-08-30
Bybit EU Card review (2026)
Bybit EU Card is a separate program for EEA and Switzerland residents. You must apply through bybit.eu — not the global bybit.com card. Fees and supported assets differ from Bybit Global.
Payment assets: USDC, BTC, ETH, MNT, TON, XRP · Base currency: EUR
Payment assets verified from Bybit EU card intro (DE page, Aug 2026): USDC, BTC, ETH, MNT, TON, XRP. USDT is not listed. Some EN FAQ pages may mention other tokens (e.g. EURC, GRAM) — confirm in the Bybit EU app before relying on them.
| Virtual card | $0 |
|---|---|
| Physical card | $0 |
| Crypto conversion | 0.9% |
| Foreign currency | 0.5% |
| ATM | 2% (after free tier) |
Source 1 · Source 2 · Source 3 · Source 4 · Source 5 · Source 6
EEA vs Global Bybit
Since EEA regulatory changes, Bybit directs European residents to bybit.eu for card services. This is a different product with its own fee schedule and asset list.
Supported payment assets
Official card intro (Bybit EU DE, Aug 2026) lists USDC, BTC, ETH, MNT, TON and XRP for card spending. USDT is not listed. Some EN FAQ pages may mention other tokens — confirm in the app.
Fees (verified Aug 2026)
0.9% crypto conversion; 0.5% FX on top of Mastercard FX when applicable; free virtual issuance; no annual or inactivity fee; ATM 2% after first €100/month; first physical card free until further notice.
Who it makes sense for
EEA residents who already hold USDC or supported crypto on Bybit EU and want sub-1% conversion with $0 virtual card. Strong Apple Pay fit for EUR daily spend.
Compare before you choose
Use our RedotPay vs Bybit comparison with Spain or your EEA country — if you receive USDT, RedotPay may score higher despite similar conversion fees.