Verified: 2026-09-04
Wirex review (2026)
Wirex is a crypto payment platform with a card available across most EEA countries and the UK. It supports Apple Pay and Google Pay on eligible devices, and USDT/USDC funding for spend. Wirex is a direct competitor to RedotPay for users in Spain, Germany and Portugal who want stablecoin daily spend with European coverage — always verify live fees and eligibility in the Wirex app.
Payment assets: USDT, USDC, EURC, BTC, ETH · Base currency: EUR
| Virtual card | $0 |
|---|---|
| Physical card | $0 |
| Crypto conversion | 0.35% |
| Foreign currency | 0% |
| ATM | 2% (after free tier) |
What Wirex is
A crypto-funded card and app for spending digital assets at merchants. Available in most EEA countries plus the UK, with Apple Pay and Google Pay where supported. Issuance is modeled at $0; confirm current offer in the app.
Who it makes sense for
EEA or UK residents who hold USDT/USDC and want card spend with wallet integration. Strong comparison point versus RedotPay in Spain, Germany and Portugal for EUR-heavy daily spend and travel.
Fees (modeled Aug 2026)
$0 issuance modeled. Wirex lists a 0% FX fee line, but conversion spreads still apply on crypto-to-fiat. ATM withdrawals are often free up to about €200 per month, then typically 2%. Confirm exact tiers and spreads in the Wirex app.
Supported assets and wallets
USDT and USDC are supported for card-related spend in Wirex’s modeled markets. Apple Pay and Google Pay make it convenient for online and in-store use where those wallets are enabled for your card.
Verdict
Wirex is a credible EEA/UK alternative for USDT/USDC spenders who want Apple Pay and a familiar European footprint. Compare fee spreads and ATM needs against RedotPay before choosing — especially in Spain, Germany and Portugal — and verify current terms in the app.