Verified: 2026-10-09
ether.fi Cash review (2026)
ether.fi Cash is the DeFi-oriented counterpart to MetaMask Card — self-custody spend with published FX mechanics, including an official EUR merchant purchases 0% FX markup path (beta). We model Core membership defaults.
Payment assets: USDC, EURC, ETH · Base currency: USD
| Virtual card | $0 |
|---|---|
| Physical card | $50 |
| Crypto conversion | 0.2% |
| Foreign currency | 1.25% |
| ATM | 2% (after free tier) |
Source 1 · Source 2 · Source 3
Best for
DeFi / self-custody users spending USDC with strong EUR zero-FX markup path
Avoid if
You primarily need USDT spend, or you need a fully fixed verified conversion schedule
Best for
DeFi / self-custody users spending USDC with a strong EUR zero-FX markup path.
Avoid if
You primarily need USDT spend, or you need a fully fixed verified conversion schedule.
Fees (verified Sep 2026)
EUR purchases: 0% FX markup (beta). Non-EUR FX modeled ~1.25% on Core. ATM 2%. Virtual often $0; physical Core ~$50.
Compare alternatives
ether.fi Cash vs MetaMask Card; ether.fi vs RedotPay; ether.fi vs exchange cards for USDC in EEA.
Verdict
Strong product differentiation for USDC + EUR spend — confirm membership tier and live limits in-app.