Last verified: August 2026
RedotPay vs Bybit Card
Set country and spend — the table recalculates from official fee schedules.
Your parameters
RedotPay
Crypto card
$322/year
- ✓USDT
- ✓Apple Pay
- ✓Spain
Bybit EU Card
Crypto card
$246/year
- ✕USDT
- ✓Apple Pay
- ✓Spain
Quick verdict
Best fit for your setup: RedotPay
For a Spain-based USDT user spending $2,000/month, Bybit EU Card is ~$76/year cheaper on modeled fees, but Bybit EU Card does not list USDT as a payment asset — RedotPay is the better USDT fit.
Bybit EU does not list USDT for card spending. RedotPay may be a stronger match for a USDT-heavy setup; Bybit EU is more relevant if your spending balance is in USDC or other supported assets.
Fit checklist
| RedotPay | Bybit EU Card | |
|---|---|---|
| USDT | ✓ Supported | ✕ Not listed / not eligible |
| Spain | ✓ Supported | ✓ Supported |
| Apple Pay | ✓ Supported | ✓ Supported |
Match score (your profile) — methodology
Internal fit weights (eligibility, asset, Apple Pay, modeled cost). Transparency only — not a marketing rating. RedotPay: 75; Bybit EU Card: 13.
| RedotPay | Bybit EU Card | |
|---|---|---|
| Country eligibility | Yes (global) | Yes (Bybit EU / EEA) |
| Payment asset | USDT, USDC | USDC, BTC, ETH, MNT, TON, XRP |
| Virtual issuance | $10 | $0 |
| Crypto conversion | 1% | 0.9% |
| Foreign currency (FX) | 1.2% | 0.5% |
| ATM (after free tier) | 2% | 2% |
| Apple Pay | Yes | Yes |
| Est. annual cost | $322 | $246 |
Last verified: September 2026. RedotPay — helpcenter.redotpay.com. Bybit EU — bybit.eu help center. Bybit Global — bybit.com help center. Actual cost depends on transaction currency, conversion path, and merchant type.
Who this comparison is for
People paid in crypto who need a card for everyday spend — and want fee math for their country and monthly volume, not a static affiliate ranking.
What the fee table includes
Modeled issuance, conversion, FX and ATM assumptions from verified schedules. Change country or spend to see which side wins on estimated annual cost.
Related tools and country guides
Check the availability matrix before KYC, cite the fee tracker for line items, or open Spain / Germany / Portugal guides for EUR spending context.
Comparison FAQ
- Do these numbers replace the issuer app?
- No. They are decision estimates from public fee schedules at the verified date. Confirm live fees and eligibility in the issuer app.
- Why does country selection matter so much?
- Programs differ by region — Bybit EU is EEA-scoped, Binance Card is not available in EEA/UK, and FX depends on card base currency versus merchant currency.