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Crypto.com Card — EU tiers

Crypto.com Prepaid Visa Card for EEA residents — tiered model with different ATM allowances, FX rules and stake requirements. Fee simulation depends on tier; schedule updates from October 1, 2026.

Midnight(Basic)

Entry tier — no stake required.

ATM: 2% after ~€200/mo free · Physical $5

Ruby(Plus)

Level Up Plus — subscription or stake requirements apply.

ATM: 2% after ~€400/mo free · Physical $27

Jade(Pro (Indigo/Jade))

Higher stake / Level Up Pro tier.

ATM: 2% after ~€800/mo free · Physical $0

Obsidian(Private (Icy/Rose/Obsidian))

Top tier — significant CRO stake / Private program.

ATM: 2% after ~€1000/mo free · Physical $0

Crypto top-up & assets

The card supports crypto top-up; exact eligible assets are shown in Card → Top Up in the Crypto.com app and may change. CryptoSpend does not hard-code a static USDT/USDC list.

· Spain, Portugal, Germany → Crypto.com EU
· Compare → RedotPay vs Crypto.com
· Find your tier → Card Finder

Verified: 2026-08-30