Tools
Crypto spend optimizer
Enter your country, asset and spend — get stack options with estimated annual cost and savings, not just a fit score.
How the spend optimizer works
We model three stacks — simplest single card, cheapest eligible program, and a travel-weighted setup when foreign spend is high — using verified fee schedules for your monthly spend, ATM, wallet needs and foreign-currency share.
Looking for a USDT salary card?
Select USDT as primary asset. Programs that do not list USDT drop or warn. Pair results with the USDT salary guide and RedotPay vs Wirex if you spend in the EEA.
After you see a match
Open the card review, check country availability notes, and confirm fees on the fee tracker. Eligibility still depends on KYC.
Card finder FAQ
- Why is a popular card missing for my country?
- It is likely out of scope — for example Binance Card in EEA/UK. Check the availability matrix for a full status row.
- Is the cheapest estimate always the best card?
- Not if your asset is unsupported or you need Apple Pay and the cheaper row does not. Fit beats raw cost.